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Sutton Bank

Sutton Bank is a progressive Ohio based independent, community bank. Founded in 1878, Sutton Bank has grown into a top-performing community bank, as recognized by the Independent Community Bankers of America.

Sutton Bank is a customer centric organization invested in Prepaid as a core banking product, with strong partnerships in the prepaid space. One of the earliest banks in Prepaid, Sutton offers flexible, customizable card programs with unique functionality, and responsiveness.

We’re Ready For Your Program:

Scale Through Partners

Together with our partners, we offer your prepaid program rapid deployment, unparalleled synergies,
innovative solutions and scale for rapid growth.

Strong and stable

Sutton Bank was founded over 100 years ago, with old fashioned work ethic and dedication to serving customers. We were one of the earliest in prepaid, and are still going strong.

Top Team in Compliance

While not an exciting topic, it’s essential in today’s much more complex regulatory environment, to get this right. Keeping up with the ever changing rules and regulations coming out of state and federal government is essential.

Catering to the On Demand Economy

New economic shifts bring new opportunities – requiring new ways to accept, store, and move money. We’re serving some of the top names in this space, and have the resources to create solutions to meet these ever changing needs.

How Our Clients Benefit from Partnering With Us


Fueling Client's Success

No silos to cross, no long process to gather layers of decision makers to address challenges or pursue opportunities. This is a material differentiator vs other banks. Clients say our responsiveness fuels their ability to move more quickly on opportunities and grow faster than with other banks.

Banking at the speed of Silicon Valley

Our on demand world doesn’t wait for traditional banking processes. It doesn’t wait for the months long underwriting cycles. We keep winning new clients’ businesses by matching their speed, and passion.

We 'get it'

A prepaid bank since 2002, we were one of the earliest to the game. That said, we’re constantly renewing our programs, processes and systems to keep up with what our clients are requesting. They bring questions and challenges, and we craft solutions based on an ever evolving market and client needs.

Customize Programs

With our strong technology partners, we offer systems that are solutions based, configurable, and scalable. What may take other banks many months to create, we configure in less time and for a better fit to the client’s needs.

Innovative Solutions For Innovative Clients

Our clients are changing the payments landscape. Our unique partner approach ensures the

quick and successful delivery of their products and services.

Here’s a sampling of our innovative solutions. We have good stories to share!. Please contact us to learn more.

Meet Our Team

Tony Gorrell


Tony is the EVP & CFO as well as a Director of Sutton Bank – an institution over 135 years old, and winning top awards from ICBA. He has over 20 years of financial and operational leadership in community banks and in their US trade associations. Prior to Sutton Bank, Tony spent years with a top banking consulting firm, helping banks in financial planning, analysis and audit. Tony is known for his depth of experience and positive pragmatism. He’s also respected for his focus on innovation and supporting forward thinking clients and partners in developing products and services to drive and lead banking and payments markets to a profitable future”

Jeff Lewis

SVP, Prepaid Services

With over 20 years of Payment industry experience, Jeff Lewis, Senior Vice President of Prepaid and Payment services, another key individual to Sutton Bank with the goal of growing Sutton as a pioneering payments bank. He brings with him a multitude of experience in the Network, processing and program managment disciplines. He’s passionate about delivering innovative bank payment solutions that create value for businesses, consumers and partners alike across a wide spectrum of markets. He has worked at InComm, Discover, FIS and Metavante with a strong background in technology, regulatory and payment processing.

Clint Heyworth


Currently serving as the Chief Compliance Officer and Information Security Officer for Sutton Bank in Attica, Ohio, Clint Heyworth has worked in consumer finance for 14 years. He has served as legal counsel and has actively built and managed in-house compliance departments responsible for BSA/AML compliance, vendor management, regulatory compliance and information security. He regularly presents at national conferences and has published articles on both regulatory and information security compliance, and has presented to both the FDIC and the Federal Reserve.

Tim Turmelle

VP, Prepaid Services

In 2002, Tony, Sutton Bank, Jeff, Metavante, and Tim, Crowe Chizek designed one of the first large scale GPR programs, eCelerate, for the Amway Corporation. 15 years later this trio along with other talented teammates under the Sutton Bank banner continue to develop innovative and effective payment solutions for the bank’s partners. Tim is focused on helping these partners succeed and manages relationships with program managers, program owners, processors, and networks.

Jeanne White

BSA/AML Officer

Jeanne White is the BSA/AML officer for Sutton Bank. Ms. White has 24 years of experience in banking and insurance to include BSA/AML oversight, Compliance and Audit, Consumer Complaints, Risk Management, Project Management, Training, and Vendor Management. Her vast experience in BSA/AML was developed during her various roles with Bank of America, Bancorp, Chase and Transamerica. Her experiences throughout the years relating to BSA/AML have inspired her to volunteer at a local Human Trafficking shelter where she is able to see the direct result of the partnership between banks and law enforcement pay off.

 Join us at these industry events

We look forward to meeting you.

March 23, 2018

NBPCA – Power of Prepaid – April 9-11, 2018

Ready for a better banking partner? Join Jeff Lewis and Tim Turnelle at the NBPCA’s Power of Prepaid on April 9-11, 2018 in Washington D.C. Contact Tim Tumelle: tturnelle@suttonbank.com to setup a meeting and learn about what Sutton Bank can do for your prepaid program. Register for NBPCA’s POWER OF PREPAID
March 23, 2018

ICBA – CAPITAL SUMMIT – April 8-11, 2018

Meet up with fellow community banker Tony Gorrell, CFO of Sutton Bank at the ICBA Capital Summit in Washington, D.C. Contact Tony, tgorrell@suttonbank.com
March 23, 2017


SuttonBank is a proud sponsor of Money2020 October 22-25, Las Vegas,  NV.  Meet us in our pod!- https://www.money2020.com/

Latest News & Publications

Latest News

Latest Publications

February 12, 2018

How 140-year-old Sutton Bank is embracing the latest technology to win customers over and keep them happy for life.

From Independent Banker – January 29, 2018 Sutton Bank in Attica, Ohio, has served its community for 140 years. It may have been founded in 1878, but by adhering to its “old-fashioned innovation” motto, the security- and soundness-focused $450 million-asset community bank looks to the future by delivering top-notch customer service and working with fintech companies to bring new products and services to the market. Case in point: With the help of an industry partner, Sutton has rolled out a smartphone app that allows business clients and their employees to access a portion of their already-earned pay before the end of a payroll period. It’s disruptive technology at its finest. “Payroll really hasn’t changed in decades in how it operates,” says Jeff Lewis, senior vice president for payment services at Sutton Bank. “This is a nice disruptor into that segment.” Often, when employees […]
July 17, 2017

Jeff Lewis Joins Sutton Bank

Attica, OH. June 1, 2017 –Sutton Bank announced today that Jeff Lewis has joined the Bank as Senior Vice President, Prepaid Services. Jeff will provide strategy, direction and growth initiatives to Sutton Bank’s Prepaid and Payments business lines as the Bank continues to expand its products and services in current and new markets including fintech, the on-demand economy, and more, in the constantly evolving marketplace. “Jeff Lewis is a proven leader in the Payments and Financial Services industry with over 30 years of management experience. He brings a wealth of experience, contacts and knowledge to Sutton Bank and we welcome him to our group and our organization”, stated Rick Gillett, the Bank’s Chairman and CEO. “We’re bringing Jeff into our group at a very opportune time as we continue to grow and expand in the Fintech payments, the prepaid and the payments […]

Top 10 Disruptors


Recently through its processor and program manager relationships, Sutton has issued prepaid cards for some of the emerging On-Demand marketplace opportunities. Read more…

Cyber Security for the Small and Medium Businesses


Cybersecurity controls are the steps your business should take to protect its data and the infrastructure supporting it. How do you know which controls to implement? Read more…

Tips in Prepaid


Sutton Bank and its many teams innovatively manage the issues and uniquely handle the challenges facing the prepaid card industry by the adoption of these simple yet effective “Top 10 Prepaid Compliance Best Practices.” Read more…

Appendix to Cyber Security for SMBs


Learn more about several free tools are available to assess your overall cybersecurity readiness. Read more…

Ready for a better banking partner for your payments program?

Contact Sutton Prepaid today.